Calculate Your Dream Home Affordability with TDSR Calculator: A Step by Step Guide

Are you curious about how much you can afford for your dream home?

Before making a decision on which mortgage package to choose, it's essential to know the maximum amount that fits into your financial ability. Use our Total Debt Servicing Ratio TDSR Calculator to determine the loan limit for securing your desired HDB flat or private property.

Property Detls

• What type of property are you buying?

  • HDB Flat

  • CondoApartment

  • Executive Condo

  • Landed Property

• Status of the property:

  • Under Construction

  • Completed

• Purchase Type:

  • Single purchase

  • Joint purchase with spouse

Your Detls

• Age:

  • Singaporean

  • Permanent Resident PR

  • Foreigner

• Number of properties already owned:

  • 0 Properties

  • 1 Property

  • 2 or more Properties

Current Home Loans:

• Number of existing home loans

  • No Home Loans

  • One Home Loan

  • Two or more Home Loans

Finances

• Fixed Monthly Income

• Variable Monthly Income

• Cash Avlable

• CPF Central Provident Fund Avlable

Monthly Financial Commitments:

• Credit Cards Minimum Payments

• Home Loans

• Car Loans

• Other Commitments

Calculate TDSR

Don't want to sp time filling up?

Let our mortgage specialists help you check your affordability.

Explore more with MoneySmart's calculators:

• Stamp Duty Calculator

• Mortgage Calculator

• Refinancing Calculator

• Home Equity Loan Calculator

Frequently Asked Questions

1. What is the maximum TDSR?

2. What is the difference between TDSR and MSR Mortgage Servicing Ratio?

3. How do I calculate monthly mortgage payments?

4. How much do I need to pay for Buyer Stamp Duty?

5. What is Total Debt Servicing Ratio TDSR?

6. What are the eligibility criteria for a home loan in Singapore?

7. How can I determine what amount of home loan I can afford?

8. What factors should be considered in TDSR calculation?

9. If my TDSR exceeds 55, what should I do?

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