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Looking for the perfect property that you can afford?
Before making a decision on your home loan package, it's crucial to understand how much you actually can manage. Use our TDSR Total Debt Servicing Ratio calculator to determine the maximum amount you're eligible to borrow when considering securing that dream HDB or private property.
Detls Required:
Property Information: Specify if it's an HDB flat, condoapartment, executive condo, or landed property.
Status of the Property: Indicate whether it is under construction or completed.
Purchase Type: Specify whether you're buying alone or with a spouse.
Personal Information:
Your Age: Enter your age as a Singaporean, permanent resident PR, or foreigner.
Properties Owned: Mention if you already own 0 properties, 1 property, or more than 2 properties.
Finances:
Fixed Monthly Income: Input any fixed income you receive monthly.
Variable Monthly Income: Include variable income if applicable.
Cash Avlable: Specify the amount of cash on hand for this purchase.
CPF Avlable: Indicate how much CPF Central Provident Fund savings you have avlable.
Commitments:
Current Home Loans: If any existing home loans exist, state their amounts.
Car Loans: Include detls about other car loans held by you or your spouse.
Other Commitments: List any other financial obligations.
Calculate Your TDSR:
After providing the above information, click Calculate to determine your maximum loan amount based on Singapore's strict TDSR guidelines, which m to manage risk and ensure affordability.
s provided are for informational purposes only. It is always recommed to consult with a professional mortgage advisor or financial consultant for personalized advice.
Explore Other Tools:
If you're not sping enough time filling out the form, our team of mortgage specialists can expedite your assessment process by checking your eligibility based on your specific requirements and circumstances.
Explore our additional resources covering topics like budgeting, saving accounts, investing strategies, credit cards, home loans, refinancing options, travel insurance, car insurance, home insurance, personal accident insurance, health insurance, life insurance, mortgage insurance, md insurance, international health insurance, and more. Stay informed about the latest promotions from MoneySmart Group.
Feel free to reach out if you need further assistance or have specific inquiries related to our services and offerings.
**: The information provided is for general guidance only. Always consult with financial advisors before making significant financial decisions.
Revised Text:
Determine Your Dream Home Affordability Today!
When planning your investment in a property, it's essential to establish the limits of what you can afford. Our TDSR calculator will help you figure out the maximum loan amount eligible for your dream HDB flat or apartment based on Singapore's guidelines.
To Get Started:
Property Type: Choose whether it's an HDB flat, condoapartment, executive condo, or landed property.
Status Update: Indicate if your chosen property is under construction or already completed.
Purchase Option: Decide if you're buying alone or with a spouse.
Personal Information:
Your Age: Enter your age as a Singaporean, permanent resident PR, or foreigner.
Property Ownership: Note whether you own zero, one, or more than two properties.
Financials to Consider:
Fixed Income: Input any guaranteed monthly income you receive.
Variable Income: Include income that fluctuates from month-to-month if applicable.
Cash on Hand: Specify the total amount of cash avlable for this purchase.
CPF Savings: Indicate how much Central Provident Fund CPF savings are at your disposal.
Finances in Detl:
Current Loans: Mention the amounts of existing home loans you have or your spouse holds.
Car Financing: Provide detls about any car loans held by yourself, your spouse, or other joint borrowers.
Other Commitments: List all other financial obligations.
Calculating Your Affordability:
After entering all necessary information, click Calculate to determine the maximum loan amount you can afford based on Singapore's TDSR rules designed for risk management and ensuring affordability.
**: Results are provided as a guide only. For personalized advice, it is strongly recommed to consult with a mortgage advisor or financial consultant.
Explore Additional Tools:
For those who prefer not to sp time filling out forms, our team of dedicated specialists can quickly assess your eligibility based on detled requirements.
Navigate through our comprehensive library that covers budgeting strategies, savings accounts management, investment opportunities, credit card benefits, home loans options, refinancing advice, travel insurance coverage, car and home insurance policies, personal accident insurance plans, health and life insurance options, mortgage insurance solutions, md insurance benefits, international health insurance features, and more.
Stay informed about exclusive promotions from MoneySmart Group that can enhance your financial planning journey. Feel free to contact us with any specific inquiries or questions related to our services and resources.
: The information provided is inted for general guidance only. Always seek professional financial advice before making significant financial decisions involving loans, insurance, or investments.
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