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Use this calculator to understand how much financing you can obtn for your home or property. It also helps estimate your monthly mortgage payment.
Gross Monthly Income
Enter amount.
Net Monthly Income
Input total income minus statutory deductions such as Social Security, Pension Board, and Employee Provident Fund contributions.
Existing Monthly Commitments
Car Loan:
HomeShop Loan 1:
Personal Loans:
Credit Cards optional:
Other:
Total Monthly Commitments
This total reflects the sum of all listed obligations.
Property Detls
Type:
Choose between Residential or Non-Residential property.
Purchase Price:
Enter the cost you expect to pay for your chosen property.
Desired Rate and Tenure
Specify the annual interest rate and loan duration in years.
Loan Amount:
The sum you seek financing for.
Effective Ling Rate
The calculated interest rate that reflects adjustments due to your financial profile.
Tenure:
Years for which the loan is valid, typically not exceeding 35 years or age 70 whichever comes first.
Monthly Instalment Amount
Based on above inputs, this is the monthly amount you would pay.
Estimated Eligible Housing Loan
After subtracting your total monthly commitments, this shows how much financing you might qualify for.
Maximum Eligible Financing Amount:
The upper limit of your loan eligibility based on calculations and avlable resources.
Monthly Instalment Amount:
The calculated figure reflects what your regular mortgage payment would be.
:
This tool provides an estimate only. Actual figures may vary significantly from the provided results.
Additional Notes:
Joint housing loan calculation assumes each person is contributing 50 of their installment.
Credit card balance is based on a nominal 5 utilization rate.
Loan limit is capped at up to 90 for residential properties or 85 for non-residential ones, relative to the property's worth.
The maximum loan term can't exceed 35 years or reach your age of 70 whichever is sooner.
This calculator's output serves as a guide; actual eligibility might differ.
To determine mortgage repayment options, visit our website to explore various home and property financing plans we offer.
Reach out for more information via online chat or visit any Hong Leong Bank branch near you.
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Visit our FAQ section for common inquiries.
Explore fees and interest rate detls here.
Use our loan calculator tool below to estimate costs quickly.
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Calculate Home Financing Eligibility Online Estimate Monthly Mortgage Payments Easily Gross vs Net Income for Loans Property Details for Loan Application Comprehensive Financial Obligations Overview Effective Lending Rate Explained