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Home Property Loan Calculator
Use this calculator to understand your financing eligibility for a home or property. It also helps you estimate your monthly mortgage payments.
Net Monthly Income
Monthly Commitments RM: Your existing financial responsibilities include:
Car Loan: Your monthly installment for a car loan.
HousingShop Loan: The monthly payment on your home or business mortgage.
Personal Loans: Payments on personal loans you have.
Credit Cards: Utilization of credit cards, with an estimated base amount based on 5 of the total utilized balance.
Residential for homes and apartments,
Non Residential for commercial properties like shops or offices.
Property Purchase Price RM: The total cost of your property.
Desired Rate Tenure
Loan Amount: Estimate the amount you need based on up to 90 residential 85 non-residential of the property's value.
Effective Ling Rate: The estimated interest rate that will be applied to your loan.
Tenure: Duration of the loan in years, typically up to 35 years or until you reach 70 years old.
Monthly Instalment Amount RM: Your expected monthly payment.
Estimated Eligible Housing Loan after Deductions: The total amount that can be allocated towards your housing expenses after accounting for existing commitments.
Maximum Eligible Financing Amount: Based on the estimated eligible housing loan, this shows how much you might qualify to borrow for property financing.
The calculator provides an estimate based on provided inputs. Actual eligibility may vary and is subject to bank assessment.
If applying jointly for a housing loan, use 50 of the monthly installment as your contribution.
For Credit Card commitments, consider the amount used at 5 of total utilized balance.
The Loan Amount is calculated based on up to 90 residential 85 non-residential of the property's value.
The Maximum loan tenure can ext until you are 70 years old, or for a maximum of 35 years, whichever comes first.
Eligibility is determined by Hong Leong Bank and may differ from this calculator's output.
For guidance on your repayment capacity, review the range of home and property loans offered by Hong Leong Bank at our dedicated product pagelink-to-products-page.
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Home Property Loan Calculator Tool Gross Monthly Income Estimator Net Income After Deductions Existing Financial Obligations Assessment Property Purchase Price Guide Effective Lending Rate Finder