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At Standard Chartered Bank, we understand that owning your dream property is within reach with our streamlined mortgage services designed to make as smooth and effortless as possible.
Preferential Fees Charges
We simplify by shouldering key expenses typically associated with obtning a mortgage loan – this includes paying for Mortgagee's Right Registration Fee, third-party fees, insurance costs, legal charges, valuation fees, and any necessary notarization fees. We offer competitive interest rates to ensure you get the best possible financial terms.
Fast Approval
We prioritize efficiency in our operations. Our approval process is swift, ming to inform you about your pre-approved status within just two days. Once all required information and documents are successfully submitted, we strive for same-day loan disbursement as soon as all drawdown conditions are met. * This applies when all necessary information and documentation have been provided in a timely manner.
Flexible Solutions
We cater to your needs by offering versatile loan options that span across various currencies such as USD, SGD, HKD, RMB, etc. We provide you with multiple channels for repayment management through our bank services.
Professional Advisor Service
Our team of dedicated financial consultants works closely with you to tlor mortgage solutions that align perfectly with your financial goals and circumstances. This personalized service includes face-to-face consultations ensuring tlored advice directly from a professional.
Mortgage Loan Detls:
Basic Requirements and Application Flowchart
For properties under construction:
The developer must obtn Pre-sale Permits before selling. Once decided upon purchase, a Letter of Intent and reservation deposit are required.
A down payment typically comprises 30-70 of the property's total cost following signing the Pre-sales Purchase Agreement.
Registration with Property Transaction Centers or Local Land Bureaus is mandatory for both Sales and Purchase Agreements.
Upon completion acceptance, Residential Delivery License must be received before the developer can deliver your property and proceed to Certificate of Master Title issuance.
Mortgage Effective Rate Calculation
MORTGAGE INSTALMENT CALCULATOR
Repayment Options Overview
Strght-Line Repayment: Ideal for those who want strghtforward budgeting with equal installments regardless of fluctuating interest rates.
Balance-Reducing Method: Here, your principal is divided equally across the loan term, reducing interest based on your decreasing debt each month.
Contact Information and Service Hours
For inquiries and services:
Service hours vary:
Individual Banking Credit Card: 247 avlability.
Loan Service: Monday-Sunday, 9:00 - 20:00 local time.
SME Banking Service: Typically operates from Monday to Friday, 8:30 - 18:00, excluding public holidays.
For further assistance and detls about the avlability of these services based on your location, please visit our website or contact us directly.
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Competitive Interest Rates on Loans Standard Chartered Bank Mortgage Solutions Fast Approval for Property Financing Flexible Currency Options for Repayment Personalized Financial Consultant Service Comprehensive Fee Waiver in Mortgage Process